Affordable Credit | Community Credit Lab

Economic opportunity isn't affordable.

Let's change that together.

People with fewer resources pay more to access credit.

Higher interest rates extract from underserved communities.

Consequences are most detrimental to people who are subject to discrimination without established credit.

Low income communities typically pay as much as 10% of total income on fees for financial services

— USPS Office of the Inspector General

We partner to design affordable lending programs that support underserved communities on their terms